Guide to Buying

Arrange your finance

Before you start looking for your new property the first thing you need to know is how much you can afford to pay. The best way in which to do this is to contact a mortgage advisor

Once you've established your affordability, with agreed mortgage in principle it's now time to start looking for your new property.

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Decisions, Decisions Decisions

Its now time to start thinking what you actually want when buying your new property. There are so many options, Location, house type, Size, Garden and many more.

We would suggest to make a list of your requirements, then have your wish list. This should take some confusion out of your viewing process.

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Register your Interest on our website

Please register your interest on our mailing list. This is great for receiving new updates once we list new properties for sale that suits your requirements.

Also remember you can opt out at any time.

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Research before development

We recommend that you research the fundamentals, have a look at what prices have been achieved by other sales in the area this can be found through local agents, online or just through word of mouth.

Keep this information, this will prove very important when you get to the stage of making an offer. Have a look at the areas, how far is the commute to work? Is the garden south facing? is the area up and coming? What's the crime rate like? who would are your neighbours?

Have a look at the area at different times of the day and night.

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Arrange to view properties

Before you view your desired properties be sure to carry out as much of the Research from step 4 and also be sure that it makes your set requirements list from step 2.

Contact our office, as unlike other agents, we offer viewings 7 days per week during and after office opening hours.

Our website will offer a vast arrange of photographs of each property for sale, it will also give a detailed map of area and in most cases the ability to view on street map.

We are of the belief that showing you as much of the property before your visit the property will help you in narrowing your search therefore saving you time on viewing unsuitable properties.

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When viewing the property

Have your list of questions ready when carrying out your viewing, even if it's your 2nd or even 3rd time viewing the property be sure to get as much information as possible before considering your decision on making an offer.

Some of the questions we would recommend in asking the owner would be;

Where there any structural work carried out on the property?

When was it last re-wired? Are the plumbing works all in working order?

Ask about the local area, are there many neighbours living in the area a long time?

What's the ratio of rented / owner occupied properties in the street?

All this information will get you a better feel for the property and area.

Solicitor Instruction

Prior to making any formal offer on your desired property be sure to have a solicitor in mind to deal with the sale.

We recommend you contact a few in the area, be sure to get a quote for the conveyancing of your property.

If you would like some help, we have a list of preferred solicitors that previous clients have used and have found very reliable, reputable and ability to make the process as transparent from start to finish.

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Making your offer

All of the above is in place, from the decision on it being the right area for you to having your solicitor instructed. Its now time to make your offer, this can be done by calling our office and speaking to one of our team, be realistic with your offer, on what you can afford and what you feel the property is worth to you for a quick sale.

They will record your office, then notify the vendor. We would advise not to make any "silly offers" as in some cases we have seen this off putting for the home owners and in turn risk your chance of purchasing your desired property.

Also be sure to make the agent aware of your current position in relation to this being your first time buy, if you have a property to sell, is your property sold. This information is vital on whether or not your offer will be accepted.

Please note that you are always in a better position and more likely for vendors to accept your offer if you are not involved in a "Chain". A chain being you are only able to buy the property if you sell another property.

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The vendor has accepted your offer

Great News you have now sale agreed the property, this is the first step on getting the keys to your new home. The process now begins with us sending out the "Memorandum of sale" to all parties, including the Vendor, purchaser (you) and both solicitors.

At this stage you also inform your mortgage advisor / provider. The sales process now takes place it involves your solicitor, mortgage advisor & Valuer. You are now very near to getting the keys for your new property.

Congratulations!

The Sales Process